Do I need insurance to rent a car?

No, you do not need insurance to rent a car. All Getaround rental cars are covered by our insurance. If you have outside insurance, you can also use that for your rental, but it is unnecessary. At your discretion, we provide the option to pay for additional insurance coverage.

Our insurance program provides auto insurance that covers drivers and vehicles in the event of an accident, vandalism, or theft. Coverage applies for the duration of each Reservation, from start to finish, and includes liability, collision, and comprehensive (e.g., fire, auto theft, vandalism) coverage. Additional insurance beyond our general coverage depends on the protection plan you choose at the time of booking, and is not mandatory.

Learn about Getarounds car insurance policy: Protection plans and insurance cover

When you rent a vehicle on Getaround, your rental is covered by our insurance, regardless of the protection plan you purchased. Our insurance program provides auto insurance to cover Drivers and vehicles that meet our Eligibility Requirements in the event of an accident, vandalism, or theft. Coverage applies for the duration of each Reservation, from start to finish, and includes liability, collision, and comprehensive (e.g., fire, auto theft, vandalism) coverage.

To be able to choose your preferred level of insurance coverage, learn more about our protection plans and insurance coverage while renting below. If you want to learn more in-depth, please refer to the full guide.

Protection plans for rental bookings explained

Getaround always provides insurance/ liability coverage for Drivers and Owners meeting our eligibility requirements for incidents that occur during an active rental. Additionally, all rentals include 24/7 roadside assistance, which takes care of the car and the passengers in case of a breakdown while driving or an accident during a trip. Beyond this, a car's coverage is based on your purchased plan.

Protection Plans: Minimum, Plus, and Premium

When booking your rental cars, we generally offer the choice of up to 3 different protection plans: Minimum, Plus, or Premium. Each protection plan varies in level of insurance coverage.

Other important conditions: known/unknown third-party accidents

Make sure to review our policy in regards to multiple accidents, and accidents with a known/unknown third party, as insurance coverage and conditions may vary.

Insurance coverage information for rental cars

Learn more about our rental policies and the conditions you must meet to stay eligible for insurance, plus car deductible considerations.

Could I be denied coverage on my car hire?

Whatever happens, you must comply with all our insurance conditions. You may be denied insurance coverage if:

• You don't remain the main driver throughout the rental (secondary drivers are not allowed);
• If you violate our terms of service.

Please note also that some damages are not insured, and any of these types of damage will be your responsibility:

• Damage inside the vehicle (seats, glove box, etc.);
• Fuel errors;
• Loss of keys;
• Any breakdown consequent to a misbehavior on your behalf.

We hope we've answered your question! For more answers to your questions, find additional information on our company website! Whether you're a driver or an owner, we have plenty of resources in our help center.