Guide to car protection plans (Illinois + Georgia)
Car Protection Plans are now available in Illinois & Georgia!
As an owner, Car Protection Plans offer the opportunity for you to take control of your earnings by choosing which level of coverage is preferred, which corresponds to how much commission you earn from your rentals.
You can change your plan anytime from your car’s page. The plan will apply from the next rental booked. Any rentals already booked will stay on the previous plan.
All plans come with:
Physical damage protection up to $50,000 for each car, less the deductible.
Additional liability coverage for owners up to $1 million.
Liability insurance for drivers up to the minimum financial requirements of the state where the accident happened.
Personal injury and uninsured/underinsured protection for drivers, in states that require this coverage.
-Getaround pays all eligible damage costs above the deductible.
Car Protection Plan Options
| Deductible | Owner Earnings of rental base rate | Liability Insurance | Notes | |
| Basic | $3,000 | 80% | $1 million | |
| Standard | $1,000 | 70% | $1 million | |
| Premium | No Deductible | 60% | $1 million | Your current plan if you have not switched |
Deductible? Base rate? What car protection terms mean.
Deductible
The deductible is the most you’ll pay for any damage covered by your plan.
Rental base rate
The rental base rate is based on the car’s prices per day, the rental length, and discounts for long rentals. The remaining % is our service fee.
Liability insurance
Liability insurance protects you if someone gets hurt or property is damaged.
Eligible damage
Eligible damage is damage that is covered by your protection plan.
Physical damage
Damage to the car via accident, fire, theft, or vandalism.
Personal injury
Injury to drivers and anyone else occupying an insured car.
Uninsured/underinsured protection
Cover for injuries caused by a driver who doesn’t have insurance, or a driver whose insurance doesn’t cover the full cost of an injury claim.
